Post office Saving Schemes: If you are looking for a good saving scheme in the post office, then let us tell you that today we are going to tell you about three such schemes in which you can get a good return by depositing. In today’s time, saving has become very important.
In such a situation, if you want to get good interest on a fixed deposit, then these three schemes can prove to be important for you. Investing in the scheme of the post office is quite easy.
Apart from this, your money is considered safe and by investing less money, you can get a good return. Let us tell you about the three best schemes of the post office.
1.Sukanya Samriddhi Yojana
The Sukanya Samriddhi Yojana of the post office is considered the best in which you can start investing with a minimum of Rs 250 and the maximum investment can be up to one point five lakh rupees per year. In these, you are given interest at the rate of 8.20%.
In this scheme, you can open an account only in the name of a girl and get a good return. You can easily take advantage of this scheme on the basis of tax exemption by opening an account in the name of your daughter and can get good returns by depositing money for 15 years from the date of opening the account.
2.Public Provident Fund (PPF)
The second scheme of the post office is considered to be the best, the Public Provident Fund. You can start investing in it with ₹500 and can invest up to 1.5 lakh rupees per year. Talking about the interest rate in this, 7.10% interest is given and its duration is 15 years, that is, you can invest in this scheme for 15 years and get a good return.
Not only this, this scheme is tax free and also provides free returns and you can easily invest money in a PPF account and get a good return in a short time.
3.Kisan Vikas Patra
The third best post office scheme is Kisan Vikas Patra. You can start investing in it from ₹1000 and can invest as much as you want. There is no limit on investing in it.
An interest rate of 7.50% is offered on it. The investment can be redeemed after 2.5 years. There is no tax benefit on it. Any Indian citizen or minor can buy Kisan Vikas Patra and start investing.